Business Analyst – Credit & Risk

PBT Group

Date: 1 day ago
City: Modderfontein, Gauteng
Contract type: Full time

Employment Type

Contract

Experience

3 to 5 years

Salary

Basic

Job Published

22 July 2026

Job Reference No.

309707

PBT Group is looking for an experienced Business Analyst with strong Credit and Risk experience to join a high-performing team delivering strategic initiatives within a complex financial services environment.

We're looking for a hands-on, analytical Business Analyst who can confidently engage with stakeholders, analyse business processes, and translate business needs into functional requirements that drive technology solutions.

What You'll Be Doing

  • Gather, analyse and document business and system requirements.

  • Analyse end-to-end Credit and Risk business processes and identify opportunities for improvement.

  • Perform impact assessments across upstream and downstream systems.

  • Document current and future-state processes and functional specifications.

  • Work closely with technical teams to translate business requirements into solution designs.

  • Collaborate with Business Analysts, Architects and Project Managers throughout the project lifecycle.

  • Drive process optimisation and continuous improvement initiatives.

What You'll Bring

  • 3–5 years' experience as a Business Analyst within Credit and/or Risk.

  • Strong understanding of Credit and Risk business processes.

  • Experience producing business requirements, functional specifications and process documentation.

  • Strong analytical and problem-solving skills with excellent attention to detail.

  • Confident stakeholder engagement and facilitation skills.

  • Mathematically strong with the ability to analyse complex business scenarios.

  • Financial Services experience is essential.

Nice to Have

  • Process modelling (BPMN/UML)

  • SQL exposure

  • Agile delivery experience

  • Experience working with enterprise risk or credit systems

Johannesburg (Hybrid) 12-Month Contract

  • In order to comply with the POPI Act, for future career opportunities, we require your permission to maintain your personal details on our database. By completing and returning this form you give PBT your consent
  • If you have not received any feedback after 2 weeks, please consider you application as unsuccessful.

Skills

Business AnalysisCreditRisk Analysis

Industries

Financial Services

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